With this in mind, it is both surprising and worrying just how many individual investors - and their advisers - don’t have one. After all, it must surely be very difficult to appropriately structure an investment portfolio if, in an investment context, you don’t really know what you believe in and why?

Our investment philosophy can easily be distilled down to a few simple, logical, easy to understand concepts, which are aimed at delivering a successful, enjoyable long-term investment experience and maximising the probability of you achieving your wealth planning goals.