More specifically – and leaving aside the multitude of other ways in which they might be poorly thought through – their investment portfolios bear no relation to their feelings on risk, their need to take risk, or their capacity to withstand difficult times when they occur.

We are often told by our clients that our approach to bringing these different but inter-related aspects together is unlike anything they’ve experienced before, and that they find it interesting, enlightening and helpful, both in setting realistic expectations and in providing the confidence that their investment strategy makes sense for them.